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a2a interoperaBility makinG moBile money scHemes interoperate



5.1



Basic elements of the




business model









T he cost elements of a2a interoperability depend, to a considerable degree, on the implementation option selected. as exact

costs are dependent on this choice (and relate specifically to an individual market that may be different for every deployment)
it would not be appropriate to give values for a business model here. as such, this section focuses on the characteristics of the
value proposition that underlie a business model.

it is important to bear in mind that the majority of the resource costs to implement interoperability are one-off, while the network effect
benefit remains for the life of the service.



























































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